The standard verbiage that governs every mandate.
Indicative instruments, tenures, interest ranges, process timelines and engagement terms. All terms are indicative and finalised in writing with the Financier/Investor on a per-mandate basis.
- Instrument
- Debt / Equity
- Tenure
- 5 – 10 years (flexible)
- Moratorium Period
- 3 – 24 months (flexible)
- Lock-in Period
- 3 years (flexible)
- Rate of Interest
- 5.5% – 7.5% per annum
- TAT (Turnaround)
- 30 – 120 days
- Instrument
- Debt / Equity
- Tenure
- 5 – 10 years (flexible)
- Moratorium Period
- 3 – 24 months (flexible)
- Lock-in Period
- 3 years (flexible)
- Rate of Interest
- 3.5% – 5.5% per annum
- TAT (Turnaround)
- 30 – 120 days
- Instrument
- Debt
- Funding Route
- ECB (External Commercial Borrowing)
- Tenure
- 7 – 15 years (flexible)
- Moratorium Period
- 6 – 24 months (flexible)
- Lock-in Period
- 3 years
- Rate of Interest
- ~4% per annum
- Equity Dilution
- Basis ticket size & revenue model
- Insurance
- Up to 1.5%
- TAT (Turnaround)
- 30 – 90 days
General Terms (Options 1 & 2)
- 01
Client's Responsibility
The Client/Borrower shall provide all necessary information and documentation for the transaction and for receipt of funds, and shall be solely responsible for completing all formalities required by the Financier, Institutions or relevant authorities.
- 02
Information Sharing
The Client/Borrower shall provide all information required by the Lender, Financier or relevant Authority. All parties shall maintain strict confidentiality of information and documents exchanged and shall not misuse the same.
- 03
Understanding of Terms
Before signing this Agreement, the Client/Borrower confirms having read and understood all terms and conditions of the Financier/Authority, including the applicable interest rate.
- 04
Process Timeline
A period of 30 – 120 working days shall typically be required to complete the funding process, subject to category, jurisdiction and diligence outcomes.
- 05
Letter of Intent (LOI)
Upon acceptance of the indicative terms, a Letter of Intent shall be issued and shall remain valid for seven (7) days from the date of issuance. The Client/Borrower shall sign and return the LOI within this window, failing which it shall stand null and void.
- 06
Feasibility Analysis
Following execution of the LOI, the Investor may undertake a feasibility analysis through a top-tier agency upon payment of a refundable fee of 0.5% – 0.9% of the proposed loan amount, payable within 72 hours of invoice. The analysis includes due diligence and site verification. The fee is adjusted against the first disbursement, or refunded without interest if the loan is rejected.
ECB Process (Option 3)
- Stage 1 — Submission
The Borrower submits the company profile, project details, financial information and supporting documents for preliminary evaluation.
- Stage 2 — Initial Review
Upon review, the Investor may issue an In-Principle Approval and invite the Borrower for further meetings.
- Stage 3 — Meeting
Meetings with the Borrower's authorised representative may be arranged in Singapore, Dubai or Bangkok to discuss loan structure, interest rate, repayment terms and conditions.
- Stage 4 — Agreement
Subject to satisfactory preliminary diligence, the Investor may issue an indicative agreement / NDA / forms outlining proposed terms.
- Stage 5 — Due Diligence
The Investor will conduct full due diligence, typically over 2 – 3 weeks.
- Stage 6 — Agreement Execution
Upon finalisation of terms, the Definitive Agreement is executed by both parties.
- Stage 7 — Banking Compliance
The Borrower submits the executed agreement and lender KYC to its banker for procedural and RBI compliance, where applicable.
- Stage 8 — Disbursement
The Investor releases the first tranche of funding as per the agreed schedule.
Expenditure, Fee & Remuneration
Standard commercial terms applicable to engagements. All amounts are exclusive of applicable taxes and statutory levies.
The success fee is shared on a per-mandate basis with qualified prospects. Share your email and a partner will respond with the applicable terms.
Disclaimer. All instruments, tenures, rates, timelines and fees set out above are indicative only and do not constitute an offer or commitment to lend or invest. Final terms are subject to satisfactory due diligence, internal approvals of the Financier/Investor, applicable regulatory clearances (including, where relevant, RBI and FEMA guidelines for ECBs) and execution of definitive transaction documents.
Allianzz Networks acts as an advisor and arranger; it is not a lender, deposit-taking entity or registered investment adviser. Engagement with Allianzz Networks is governed by the executed mandate letter, which prevails over this summary in case of any inconsistency.
