One lender can't take the whole exposure. You need a syndicate.
Your requirement exceeds what any single lender will hold. Each institution offers a slice on its own terms, with different security, pricing and covenants — and none of them will move first.
Where most of these mandates start.
Your requirement exceeds what any single lender will hold. Each institution offers a slice on its own terms, with different security, pricing and covenants — and none of them will move first.
Coordinating five credit committees on five separate files consumes the finance team and still ends in a fragmented, expensive structure.
How capital providers actually assess this.
Syndication works when one common information memorandum, one security structure and one set of covenants are put in front of every lender at the same time. That converts a sequence of bilateral negotiations into a single competitive process.
The arranger's job is to define the structure before the market sees it — exposure limits, inter-creditor arrangements, security sharing and drawdown mechanics — so participants join a deal rather than design one.
The parameters this is assessed against.
- Ticket size
- ₹25 Cr – ₹500+ Cr
- Turnover
- Typically ₹50 Cr and above
- Track record
- Three years of audited financials, clean repayment history
- Security
- Shared charge on fixed and current assets, pari passu
- Timeline
- 8–14 weeks to sanction across the syndicate
What has to be on the table.
- Audited financials for the last three years plus latest provisional numbers
- GST returns and bank statements for the last 12 months
- Company profile, shareholding pattern and group structure
- KYC of the entity, promoters and directors
- CMA data — historical and projected fund flow, ratios and working-capital assessment
- Existing facility sanction letters, repayment track and security details
- Schedule of collateral with valuation and title documents
We understand the capital requirement, structure the transaction and take it to the right capital providers.
Understand the requirement
Quantum, purpose, tenor, security available and the covenant headroom the business can genuinely live with.
Structure the transaction
Facility architecture, tranching, inter-creditor and security-sharing design, and an information memorandum that answers credit questions before they are asked.
Take it to the right capital providers
A curated syndicate — institutional lenders, private credit and structured lending desks — approached in parallel on identical terms.
Term sheets, negotiation and closure
We run competing term sheets side by side, negotiate pricing, covenants and security, manage diligence, and stay on the mandate through documentation and disbursement.
Answers before the first call.
What is corporate loan syndication?
Loan syndication is a single loan provided by several lenders under one common set of terms, arranged by a lead advisor. It lets a borrower raise more than any one institution will hold, on uniform pricing, security and covenants.
How is syndication different from consortium lending?
In a consortium each lender appraises independently under a shared arrangement; in syndication the arranger structures the facility first and lenders participate in that structure, which is usually faster and gives the borrower more control over terms.
What does a loan syndication consultant charge?
Allianzz Networks works on a success-linked basis with no retainer. Fees are defined in a mutual NCND before any capital provider is approached.
How does debt syndication work in India?
The arranger first structures the facility — quantum, tenor, security sharing and covenants — and builds one common information memorandum. A shortlisted group of institutional lenders and credit funds is then approached in parallel on identical terms, producing competing term sheets. Once the lead is appointed, participants join the same facility agreement, and documentation and disbursal follow a single timeline. A clean mid-market mandate typically runs 8–14 weeks.
What ticket size makes syndication worthwhile in India?
Syndication usually becomes economical above ₹25 Cr, where a single lender's exposure limits or risk appetite run out. Between ₹25 Cr and ₹100 Cr a club deal of two to four lenders is common; larger requirements justify a full syndicate.
What is the role of a debt syndication consultant?
The consultant acts as arranger: sizing the borrowing, preparing the CMA and information memorandum, designing the security and inter-creditor structure, running the competitive lender process, and negotiating pricing and covenants through to documentation and disbursal.
Share the requirement. We will tell you candidly whether it is fundable, and how.
Senior-led review under a mutual NCND. No retainer — engagement is success-linked. Prefer a detailed brief? Use the full funding requirement form.