Your project is viable. The credit file isn't telling that story yet.
You have land, approvals and a build plan — but every lender you approach asks for a different version of the same numbers, and the file keeps going back for rework.
Where most of these mandates start.
You have land, approvals and a build plan — but every lender you approach asks for a different version of the same numbers, and the file keeps going back for rework.
Sanctions slip by quarters. Cost escalation eats the contingency. Meanwhile the promoter contribution is already committed and the project clock is running.
How capital providers actually assess this.
Project finance is not assessed on the promoter's balance sheet — it is assessed on whether the asset can service its own debt. Credit teams test the debt service coverage ratio under stress, the reliability of the revenue contract, and the enforceability of the security package.
Most project files fail on presentation, not on merit: cost of project not reconciled to means of finance, no sensitivity analysis, no clear escrow or trust-and-retention mechanism, and no answer to what happens if commissioning slips six months.
The parameters this is assessed against.
- Ticket size
- ₹5 Cr – ₹500+ Cr
- Promoter contribution
- Typically 25–35% of project cost
- DSCR
- Minimum 1.2x average, tested under stress cases
- Stage
- Approvals in place, land tied up, EPC identified
- Tenor
- 5–15 years including moratorium
What has to be on the table.
- Audited financials for the last three years plus latest provisional numbers
- GST returns and bank statements for the last 12 months
- Company profile, shareholding pattern and group structure
- KYC of the entity, promoters and directors
- Detailed project report with cost of project and means of finance
- Techno-economic viability study and independent cost estimates
- Land title, approvals, licences and statutory clearances
- EPC / vendor contracts, offtake or revenue contracts where applicable
- Promoter contribution proof and DSCR-tested financial model
We understand the capital requirement, structure the transaction and take it to the right capital providers.
Understand the requirement
We start with the project economics — cost, phasing, revenue contracts and the real funding gap — before naming any capital provider.
Structure the transaction
Debt sizing against cash flows, moratorium and repayment design, security and escrow structuring, and a DSCR-tested model that survives stress testing.
Take it to the right capital providers
Institutional lenders, infrastructure debt funds, private credit and DFI capital — matched to sector, tenor and risk appetite, not shotgunned to a list.
Term sheets, negotiation and closure
We run competing term sheets side by side, negotiate pricing, covenants and security, manage diligence, and stay on the mandate through documentation and disbursement.
Answers before the first call.
What does a project finance consultant actually do?
A project finance consultant sizes the debt the project can support, builds the appraisal-ready credit file — project report, CMA, financial model, security structure — and takes the mandate to lenders and credit funds whose appetite matches the sector, tenor and ticket.
How long does project finance sanction take in India?
For a well-prepared file, 10–16 weeks from mandate to sanction is realistic. Incomplete documentation, unresolved land title or missing approvals are the most common causes of delay.
How much promoter contribution is needed?
Most institutional lenders expect 25–35% of project cost as promoter contribution, though a strong offtake contract or mezzanine tranche can reduce the upfront equity requirement.
Share the requirement. We will tell you candidly whether it is fundable, and how.
Senior-led review under a mutual NCND. No retainer — engagement is success-linked. Prefer a detailed brief? Use the full funding requirement form.