Standard products don't fit. The transaction still has to close.
The situation is specific — an acquisition to fund, a partner to buy out, a receivable stream to monetise, a covenant to cure — and no off-the-shelf facility maps to it.
Where most of these mandates start.
The situation is specific — an acquisition to fund, a partner to buy out, a receivable stream to monetise, a covenant to cure — and no off-the-shelf facility maps to it.
Time pressure is real, and a generic application will be declined not on credit but on category.
How capital providers actually assess this.
Structured finance builds the instrument around the cash flow: subordinated tranches, cash sweeps, payment-in-kind coupons, share pledges, escrow waterfalls and defined exit triggers.
The capital exists — private credit funds, AIFs, family offices and structured lending desks — but it responds to a clearly modelled downside case and an enforceable security structure, not to a narrative.
The parameters this is assessed against.
- Ticket size
- ₹25 Cr – ₹500+ Cr
- Situations
- Acquisition, promoter, bridge, refinance, special situations
- Security
- Share pledge, asset cover, escrow, corporate guarantee
- Pricing
- Risk-adjusted; reflects structure, tenor and speed
- Timeline
- 6–12 weeks depending on complexity
What has to be on the table.
- Audited financials for the last three years plus latest provisional numbers
- GST returns and bank statements for the last 12 months
- Company profile, shareholding pattern and group structure
- KYC of the entity, promoters and directors
- CMA data — historical and projected fund flow, ratios and working-capital assessment
- Existing facility sanction letters, repayment track and security details
- Schedule of collateral with valuation and title documents
- Transaction rationale with sources and uses of funds
- Base and downside models with coverage and exit analysis
- Legal, title and encumbrance position on assets offered as security
We understand the capital requirement, structure the transaction and take it to the right capital providers.
Understand the requirement
The commercial objective and the binding constraint — timing, quantum, control or covenant.
Structure the transaction
Instrument design, waterfall and security architecture, and a model that shows repayment in both the base and stressed case.
Take it to the right capital providers
Private credit funds, AIFs, family offices and structured desks matched to the situation type.
Term sheets, negotiation and closure
We run competing term sheets side by side, negotiate pricing, covenants and security, manage diligence, and stay on the mandate through documentation and disbursement.
Answers before the first call.
What is structured finance?
Structured finance designs a bespoke instrument around a specific cash flow or situation — using subordination, sweeps, pledges and escrow mechanics — where standard debt or equity products don't fit.
When is mezzanine capital appropriate?
When the equity gap is real but the promoter does not want early dilution, and the business can service a subordinated coupon alongside senior debt.
How quickly can a structured transaction close?
Six to twelve weeks is typical, and faster where diligence material and security documentation are ready at the outset.
Share the requirement. We will tell you candidly whether it is fundable, and how.
Senior-led review under a mutual NCND. No retainer — engagement is success-linked. Prefer a detailed brief? Use the full funding requirement form.